White paper
SOLO's Patent-Pending Protocol Fixing The Economics of Data Collection & Sharing
Abstract
Can banking build a new trust economy — one built not around gatekeeping, but around collaborative, composable infrastructure? We invite financial institutions, policy makers, and technologists to reimagine data governance from data asset to trust asset, built around composability, collaboration, and clarity, to unlock access. SOLO's solution, as detailed in this white paper, is comprised of four modular layers:
Resolution
A real-time, user-authorized data retrieval engine
Memory
Fact storage with field-level provenance and auditability
Activation
Institution-owned logic to drive workflows and decisions
Network
Cross-institution data reuse governed by network and user permissions
In Context
Open Banking — Without Data Aggregators
The economics of data sharing today reward the intermediaries, not the institutions that built the trust, and not the customers who lived it.
SOLO enables a new trust economy — one built not around gatekeeping, rather, one built on properly incentivized trust as a service.
