1 Record,
0 Restarts.
SOLO is the shared record for customer data that banks and fintechs publish, verify, and maintain together, so customers don’t restart and institutions don’t re-verify.
Backed by 100+ community and regional banks.
One Truth, Zero Proof.
1 Record,
0 Restarts.
1 Record,
0 Restarts.
SOLO is the next-gen credit bureau that transforms data collection and sharing into one real-time system of record for every individual and business.
SOLO is the shared record for customer data that banks and fintechs publish, verify, and maintain together, so customers don’t restart and institutions don’t re-verify.
SOLO is the shared record for customer data that banks and fintechs publish, verify, and maintain together, so customers don’t restart and institutions don’t re-verify.
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Borrower Information Form
Annual Income
$89,003.00
Cash & Liquidable Assets
$149,475.86
Monthly Debt Payments
$12,403.24
Monthly Expenses
$4,680.01
Submit
Autofill
Payroll Income
Cash & Liquidable Assets
Additional Income
Monthly Expenses
Gusto
Robinhood
Wells Fargo
Chase
UpWork
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
Borrower Information Form
Annual Income
$89,003.00
Cash & Liquidable Assets
$149,475.86
Monthly Debt Payments
$12,403.24
Monthly Expenses
$4,680.01
Submit
Autofill
Payroll Income
Cash & Liquidable Assets
Additional Income
Monthly Expenses
Gusto
Robinhood
Wells Fargo
Chase
UpWork
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
Enables
Shared standards for data collection and sharing
reward banks and fintechs for the outcomes their data powers.
Shared standards for data collection and sharing reward banks and fintechs for the outcomes their data powers.
SOLO is the first collaborative credit bureau that pays its furnishers and rewards everyone who helps build a customer's track record.
Optimize Data Costs
Reuse Before Repeating
Query what exists and meets your policy.
Query what exists and meets your policy.
Query what exists and meets your policy.
Query what exists and meets your policy.
Turn down known bad actors top of funnel.
Turn down known bad actors top of funnel.
Turn down known bad actors top of funnel.
Turn down known bad actors top of funnel.
Only pay for third party checks when needed.
Only pay for third party checks when needed.
Only pay for third party checks when needed.
Only pay for third party checks when needed.
Introduce New Revenue
Relationships
Earn From Data Reuse
Turn compliance workflows into a credential.
Turn compliance workflows into a credential.
Turn compliance workflows into a credential.
Turn compliance workflows into a credential.
Get compensated for AI, model, and score building.
Get compensated for AI, model, and score building.
Get compensated for AI, model, and score building.
Get compensated for AI, model, and score building.
Maintain governance everywhere data is used.
Maintain governance everywhere data is used.
Maintain governance everywhere data is used.
Maintain governance everywhere data is used.
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
