1 Record,
0 Restarts.
SOLO is the shared record for customer data that banks and fintechs publish, verify, and maintain together, so customers don’t restart and institutions don’t re-verify.
Backed by 100+ community and regional banks.
One Truth, Zero Proof.
1 Source of Truth —
So You Never Start From 0.
1 Source of Truth —
So You Never Start From 0.
SOLO is the next-gen credit bureau that transforms data collection and sharing into one real-time system of record for every individual and business.
Most systems of record are where data ends. SOLO is where it begins — turning disconnected data silos into reusable infrastructure that powers onboarding, underwriting, and relationships.
Most systems of record are where data ends. SOLO is where it begins — turning disconnected data silos into reusable infrastructure that powers onboarding, underwriting, and relationships.
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Balance Sheet
Profit & Loss
Tax Returns
= SUM
Ending Checking Balances
Account Balance
Savings Ending Balances
Summary Balances
|
1
Assets
2
Cash and Cash Equivalents
$82,590.43
3
Accounts Receivable
$12,590.43
4
Prepaid Expenses
$4,140.32
5
Readlily Market Securities
$2,590.43
6
Readlily Market Securities
$590.43
7
Liabilities
8
Accounts Payable
$51,790.43
9
Deferred Revenue
$12,590.43
10
Deferred Revenue
$12,590.43
11
Equity
$12,590.43
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
For Banks & Fintechs
1 Record, Shared by the Industry
Reuse data that meets your policy from 100s of top banks and fintechs. Power workflows across onboarding, underwriting, and servicing, and get rewarded for reuse.
Optimize Data Costs
Stay Compliant
Scale Customer Conversion
Go Offensive on Open Banking
Borrower Information Form
Annual Income
$89,003.00
Cash & Liquidable Assets
$149,475.86
Monthly Debt Payments
$12,403.24
Monthly Expenses
$4,680.01
Submit
Autofill
Payroll Income
Cash & Liquidable Assets
Additional Income
Monthly Expenses
Gusto
Robinhood
Wells Fargo
Chase
UpWork
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
Borrower Information Form
Annual Income
$89,003.00
Cash & Liquidable Assets
$149,475.86
Monthly Debt Payments
$12,403.24
Monthly Expenses
$4,680.01
Submit
Autofill
Payroll Income
Cash & Liquidable Assets
Additional Income
Monthly Expenses
Gusto
Robinhood
Wells Fargo
Chase
UpWork
For Consumers & SMB
Permissioned Sharing, So You Never Start from 0
SOLO turns fragmented data into a reusable asset. One profile, for everywhere trust matters.
Faster Onboarding
Secure Sharing
FCRA-Compliant Disputes
Streamlined Record Corrections
Scale Efficiency and Relationships with Data As A Reusable Asset.
Efficiency
Eliminate Manual Data Entry
No re-keying across PDFs and systems.
No re-keying across PDFs and systems.
No re-keying across PDFs and systems.
No re-keying across PDFs and systems.
Autofill paperwork, applications, and documents.
Autofill paperwork, applications, and documents.
Autofill paperwork, applications, and documents.
Autofill paperwork, applications, and documents.
Data collected once, put in context everywhere, in real time.
Data collected once, put in context everywhere, in real time.
Data collected once, put in context everywhere, in real time.
Data collected once, put in context everywhere, in real time.
Relationships
Scale Relationship Growth
Certify across systems.
Certify across systems.
Certify across systems.
Certify across systems.
Store and share verified financials for every context.
Store and share verified financials for every context.
Store and share verified financials for every context.
Store and share verified financials for every context.
Unlock real time opportunities.
Unlock real time opportunities.
Unlock real time opportunities.
Unlock real time opportunities.
USE CASES
A Single Source of Truth, In Motion
Because a system of record should move with you. SOLO makes verified, real time financials a reusable asset to proactively grow relationships, manage identity, and leverage credibility on demand.
For Institutions
For Institutions
For Institutions
+40%
+40%
+40%
Underwriting Cost Reduction
Underwriting Cost Reduction
Underwriting Cost Reduction
+30%
+30%
+30%
Improved Conversion on Applications
Improved Conversion on Applications
Improved Conversion on Applications
+320
+320
Hours Saved / Processor / Month
Hours Saved / Processor / Month
Hours Saved / Processor / Month
For Individuals
For Individuals
For Individuals
+96%
+96%
+96%
Faster Time to Funds
Faster Time to Funds
Faster Time to Funds
+100
+100
+100
Hours Saved Preparing KYC/KYB
Hours Saved Preparing KYC/KYB
Hours Saved Preparing KYC/KYB
0
0
0
Proof Identity Verification
Proof Identity Verification
Proof Identity Verification
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
“Bank owned consortiums like The Clearinghouse (creator of RTP) and Early Warning (creator of Zelle) were the first wave — proof that banks could collaborate on shared infrastructure when incentives aligned. But customer data has remained stuck. Not because it isn’t valuable, but because of how it’s collected: event-based, fragmented, scattered across systems that can’t talk to each other. Most banks can’t even reconcile customer data internally — let alone across the network. I’ve been watching SOLO build toward this for the last year. What gives them the right to win is simple: they’ve unified messy, disconnected customer data into a portable trust layer — live today, even at institutions with some of the lowest technical maturity.”
Eric Woodward
Former President of Early Warning Services, SOLO Advisor
