Case Study: Breakout Finance Scaled Underwriting Power to 10x Originations
With SOLO <> Taktile to Automate SMB Loan Origination through Underwriting
May 29, 2025
–
4 min read
Meet Breakout Finance
Founded in 2010, Breakout Finance is a B2B lender built around a simple goal: to empower small businesses across the United States by providing tailored financial solutions. In the past 15 years they have delivered $1 Billion+ in funding through a diverse set of products, including working capital loans, invoice factoring, asset-based lending, and purchase order financing.
“At the core of our mission lies a pledge to always put our clients first. With the needs of our clients front and center, our staff members are empowered to successfully deliver personalized support and customized financial solutions that help our business clients make progress towards their goals.”
McLean Wilson, Co-CEO and President of Breakout Finance, LLC
Case Study: Key Highlights
40% Underwriting Cost Reduction on Paperwork-Heavy Loans
Save Underwriters 320 hr/underwriter/Month
10x Loan Processing Ability
96% Faster Timelines from Intake to Decision
30% Increased Conversion
0 Added Headcount Required
The Challenge: Breakout Finance needed to scale underwriting fast without compromising control or adding operational overhead
Breakout Finance was scaling fast, but their underwriting workflow wasn’t. Breakout Finance’s underwriters were bogged down by chasing missing files across systems, manual data entry, recalculations in spreadsheets, and making sense of all document-based submissions that were pouring in across their origination channels: digital applications, email submissions from brokers and ISOs, and direct relationships with bank partners.
Existing processes limited Breakout. Deals were missed not because they wouldn’t fund, but because existing processes were unfit to handle the high-volume loan pipeline. Underwriters were wasting time on data entry when they could be propelling growth.
Companywide Challenges
Breakout Finance needed to
Deploy a large amount of new capital
Scale quickly in the competitive lending market
Unify efforts across a variety of channels (digitally driven leads + paperwork-dependent submissions)
Challenges For the Risk, Tech, Underwriting and Ops Teams
Bogged down by manual workflows
Even straightforward loan applications were taking over 1hr to process, creating bottlenecks
Manual drag was costing opportunities that they would have otherwise been able to fund
The Blueprint: Taktile + SOLO Paperwork Automation Playbook
Previous Process for Breakout Finance:
Receives PDF files from a variety of sources into a shared email inbox.
No standardized format across originators.
Inconsistent levels of completion across originators.
Previous paperwork processing tool still required re-calculation of key metrics before it was trusted, and manual copy+pasting into Taktile for KYB and credit verification.
Underwriters manually reviewed each document, hunted down missing details from brokers over phone or email.
SOLO <> Taktile Solution:
Once data is restructured in SOLO, it pushes to Salesforce, which triggers Taktile's credit verification workflows
Data flows from Taktile back into SOLO, where the spread is fully automated to continue underwriting the deal: with verified, unified data extracted from Breakout’s mix of document and API collected information.
The Results: Eliminated Manual Data Entry, Reduced Underwriting Costs, Scaled Underwriting Power
Breakout Finance implemented the SOLO and Taktile solution to expedite the intake-to-decision timeline, slash underwriting costs, and eliminate the manual data entry drag on loan processors and underwriters.
Breakout Finance was able to automatically unify data from any collection point into a dynamic system of record — PDF documents, email threads, CRMs, and APIs – so no matter where data came from, or the original form, it flowed directly into a powerful decisioning engine. Their main bottleneck, Paperwork, stopped being a blocker and became an efficiency driver.
Underwriters were able to focus on what matters: making confident credit decisions.
SOLO <> Taktile Integration helped Breakout Finance transform its lending operations and achieve:
40% reduction in underwriting costs
320+ hours saved per month
96% faster intake-to-decision time
What It Means for Lenders
For Underwriters:
No More Copy+Paste Across Tabs
No More Hunting Down Incomplete Docs
40+ Manual Tasks Removed per Application
20 Minutes Saved per Application
For Lenders:
40% Underwriting Cost Reduction
96% Faster Timelines from Intake to Decision
30% Increased Conversion
Auditable Inputs for Automated Decisions
From Application, to Credit Decision-Ready in Minutes
Offer Competitive Experience to Neo-Bank and Digital Lenders
For Borrowers/Brokers:
Faster Decisions
Seamless Experience
Guided Personalized To-Dos
Looking ahead, Breakout Finance is building on the momentum gained from the SOLO and Taktile integration, exploring other automation opportunities to accelerate their underwriting further and expand product offerings used to empower small businesses across the U.S.
