Sponsor banks

Govern once. Enforce everywhere.

SOLO is the single, headless API sponsor banks use to enforce policy across fintech programs—unlocking compliant fraud sharing, verification reuse, and better unit economics from one integration.

Governance for sponsors. Compliance for fintechs. Upside for both.

Define onboarding, monitoring, and escalation standards centrally and apply them consistently across every fintech, without bespoke integrations.

What changes when governance is centralized.

For sponsor banks.

Enforce consistent policies in one place across all programs
Auditable CIP reliance artifacts for internal teams and regulators
Competitive program experience powered by network data
FCRA-compliant fraud and risk governance with immediate adverse action on known bad actors

fintech programs calling on sponsor bank policy in solo network

One integration in. Many optimizations out.

SOLO sits as a headless query layer inside fintech flows, while giving sponsor banks a single enforcement and communication point across all programs.

Enforce sponsor-bank policies at onboarding and monitoring
Check shared bad-actor signals before incurring costs
Reuse completed verifications and skip redundant steps
Furnish incidents and updates back to the bank in real time

Products for sponsor bank governance and fintech compliance.

For sponsor banks

Your credential issuer

Package compliance tasks into managed certificates that rewards contributors when verifications are reused.

Monetizeable certificates
Measurement & unit economics
Governed reuse

Turn governance into upside.