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Sponsor banks

Govern once.
Enforce everywhere.

SOLO is the single, headless API sponsor banks use to enforce policy across fintech programs—unlocking compliant fraud sharing, verification reuse, and better unit economics from one integration.

  • Demo Product
  • Build your Data P&L
Cross river
Coastal community bank
Choice Bank
Banktech ventures
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Governance for sponsors. Compliance for fintechs. Upside for both.

Define onboarding, monitoring, and escalation standards centrally and apply them consistently across every fintech, without bespoke integrations.

What changes when governance is centralized.

For sponsor banks.

  • Enforce consistent policies in one place across all programs
  • Auditable CIP reliance artifacts for internal teams and regulators
  • Competitive program experience powered by network data
  • FCRA-compliant fraud and risk governance with immediate adverse action on known bad actors

For your fintechs.

  • Improved unit economics and conversion with reusable data
  • Seamless compliant furnishing with proactively enforced standards
  • Networked intelligence on fraud and financial crime screening
  • Access to unified distribution for sponsor resources and partners
Explore SOLO for fintech programs
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One integration in. Many optimizations out.

SOLO sits as a headless query layer inside fintech flows, while giving sponsor banks a single enforcement and communication point across all programs.

  • Enforce sponsor-bank policies at onboarding and monitoring

  • Check shared bad-actor signals before incurring costs

  • Reuse completed verifications and skip redundant steps

  • Furnish incidents and updates back to the bank in real time

Products for sponsor bank governance
and fintech compliance.

For sponsor banks

Data Dividends

Your data asset manager

Turn governed data into a managed asset that rewards contributors when data is reused.

  • Monetizeable certificates

  • Measurement & unit economics

  • Governed reuse

Explore Data Dividends

For fintechs

Data Dividends

Your intake and furnishing layer

Fast pass customers. Skip redundant steps. Comply with CIP standards by default.

  • Optimize conversion

  • Improve unit economics

  • Furnish compliantly

Explore Customer Intake

Turn governance into upside.

  • Book a consultation
  • Customer Intake
  • Data Dividends
  • Model Building
  • Query API
  • Index API
  • Collect SDK
  • Furnish API
  • Documentation
  • Company
  • Blog
  • Templates
  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List
  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Terms of Service
  • Privacy Policy
  • Trust Center

© SOLO FINANCE INC. 2026

Products

  • Customer Intake
  • Data Dividends
  • Model Building

Platform

  • Query API
  • Index API
  • Collect SDK
  • Furnish API
  • Documentation

Resources

  • Company
  • Blog
  • Templates

Templates

  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List

Solutions

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment

Legal

  • Terms of Service
  • Privacy Policy
  • Trust Center

What we do

  • Customer Intake
  • Model Building
  • Data Dividends

Data Products

  • KYC Certificate
  • KYB Certificate
  • Confirmed Fraud Attribute List
  • Known Bad Actor List
View All

Platform

  • Query API
  • Index API
  • Furnish API
  • Collect SDK
  • Documentation
NewsWhy 100+ community banks backed SOLO

BY INDUSTRY

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders

BY USE CASE

  • Identity Verification
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Ongoing Monitoring

Customer story

Choice Bank Reduced SMB Loan Application Conversion by 55%

Output:INCOMEKYC VERIFICATION

Explore

  • Company
  • Blog
  • Templates
  • Data P&L
Georgina M.Founder & CEO

LEARN

How SOLO works

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SOLO’s Open Banking Network

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