Skip to content
Use cases
Use cases Use cases

Where SOLO maps to every step of the customer lifecycle.

From identity verification to ongoing monitoring, governed data reuse helps teams breeze through steps that have already been done.

  • Explore Data Products
  • Book Consultation
Cross river
Coastal community bank
Choice Bank
Banktech ventures
keeta

Identity Verification

Today

  • 5+ vendors stacked per applicant, and again for every business principal
  • Document capture drives 25–35% drop-off, beneficial-owner coordination drags 1–5 days
  • Duplicated vendor fees and CIP ops on every open

With SOLO

  • KYC certificates cover ID, biometrics, address & SSN for consumers and every business principal
  • A KYB certificate handles entity, ownership & compliance in parallel
  • CIP record and verification artifacts packaged for regulator review

Certificates

  • kyc-certifcates
  • Phone-Number-Verification-Certificate

Fraud Screening

Today

  • Banks detect fraud in isolation, with no shared confirmed-fraud signal
  • No cross-institution intelligence on confirmed financial crimes
  • Bad-actor lists trapped inside each sponsor bank

With SOLO

  • Consortium-wide Confirmed Fraud Attribute List (CFAL) filters out known bad actors
  • Cross-bank financial crimes checks surface collaborative intelligence
  • Sponsor-bank specific bad-actor lists, made queryable within the workflow

Certificates

  • cfal
  • bsbal
  • cbfcwl

Financial Assessment

Today

  • Income verification runs $55–$105+ per applicant via Truework / Equifax TWN
  • Manual employment, asset & bank reviews stretch 3–5+ days
  • 15–25% drop-off on income docs; another 10–20% on bank linking

With SOLO

  • Verified income & employment delivered within the workflow
  • Bank linking & cashflow via OAuth in seconds
  • Real-time asset verification, no statement uploads

Certificates

  • Annual Personal Income
  • Confirmed Fraud Attribute List (CFAL)
  • bank account verfication & linking
  • Cashflow & Transactions
  • Consumer Asset Verification
  • Consumer Liabilities

Ongoing Monitoring & Screening

Today

  • Periodic CDD refresh hits the same friction as initial onboarding
  • Annual income re-verification re-collects payroll documents
  • Asset and bank re-verification re-pulls statements every cycle

With SOLO

  • Subscribe to KYC & KYB Certificates to refresh
  • Re-verify income automatically without adding friction
  • Bank accounts and assets re-link via OAuth

Certificates

  • KYC Certificate (refresh)
  • Annual Personal Income (re-verify)
  • Bank Account Verification (re-link)

How it works

01

Configure policies

Upload your policy to set your standards for network data.

02

Call Query API

Implement the headless API at the top of your workflow.

03

Match certificates

SOLO surfaces the credentialed data that matches your policy.

04

Skip steps

Replace workflow steps with bank-attested certificates.

Get started

Test network data on your workflows.

Get started

Skip steps. Fulfill your policy.
Fast pass customers.

  • Book a consultation
  • Customer Intake
  • Data Dividends
  • Model Building
  • Query API
  • Index API
  • Collect SDK
  • Furnish API
  • Documentation
  • Company
  • Blog
  • Templates
  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List
  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Terms of Service
  • Privacy Policy
  • Trust Center

© SOLO FINANCE INC. 2026

Products

  • Customer Intake
  • Data Dividends
  • Model Building

Platform

  • Query API
  • Index API
  • Collect SDK
  • Furnish API
  • Documentation

Resources

  • Company
  • Blog
  • Templates

Templates

  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List

Solutions

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment

Legal

  • Terms of Service
  • Privacy Policy
  • Trust Center

What we do

  • Customer Intake
  • Model Building
  • Data Dividends

Data Products

  • KYC Certificate
  • KYB Certificate
  • Confirmed Fraud Attribute List
  • Known Bad Actor List
View All

Platform

  • Query API
  • Index API
  • Furnish API
  • Collect SDK
  • Documentation
NewsWhy 100+ community banks backed SOLO

BY INDUSTRY

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders

BY USE CASE

  • Identity Verification
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Ongoing Monitoring

Customer story

Choice Bank Reduced SMB Loan Application Conversion by 55%

Output:INCOMEKYC VERIFICATION

Explore

  • Company
  • Blog
  • Templates
  • Data P&L
Georgina M.Founder & CEO

LEARN

How SOLO works

Explore

SOLO’s Open Banking Network

Book a consultation