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Consumer Template

Confirmed Fraud Attributes List

Checks the network for known fraud associated with a customer's identity attributes.

Confirmed Fraud Attribute List Check for Consumer Account Opening

Filter out bad actors before they progress through your onboarding funnel. Query the Confirmed Fraud Attributes List (CFAL) to check if attributes like customer phone number, email, or address were previously associated with known fraud at 240+ banks and fintech programs.

This template is adverse action eligible.

Published bySOLO Team
PublishedJune 15, 2026
TypeFraud Signals
Last updatedJuly 15, 2026

Inputs & Outputs

Data In

  • 101-01-1011SSN
  • GeorginaFirst Name
  • MerhomLast Name
  • (111)-101-0111Phone
  • 01/01/1991DOB
  • georgina.merhom@solo.oneEmail
  • 111.111.1.1IPv4 Address

Data Out

  • Email AddressFraud Attribute Label
  • 10001Fraud Attribute ID
  • 02/25/2025Fraud Event Date
  • Transaction FraudFraud Loss Event Category
  • SyntheticFraud Malicious Intent Method
  • YesAttribute-Level Adverse Action Indicator
  • UC 1Attribute-Level Adverse Action Eligible Reason Code

Steps Fulfilled

Can Do

  • Confirmed Fraud Check

Cannot Do

  • Fraud ScoringDoes not replace

Checks if attributes queried were associated with confirmed fraud at one or more SOLO network furnishers.