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  • Identity Verification
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The Conversion Scorecard: How SOLO Optimizes Conversion Across the Industry

Output:Pre-Filled UISteps Skipped

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Consumer Template

Confirmed Fraud Attributes List

Checks the network for known fraud associated with a customer's identity attributes.

Confirmed Fraud Attribute List Check for Consumer Account Opening

Filter out bad actors before they progress through your onboarding funnel. Query the Confirmed Fraud Attributes List (CFAL) to check if attributes like customer phone number, email, or address were previously associated with known fraud at 240+ banks and fintech programs.

This template is adverse action eligible.

Published bySOLO Team
PublishedJune 15, 2026
TypeFraud Signals
Last updatedJuly 15, 2026

Inputs & Outputs

Data In

  • 101-01-1011SSN
  • GeorginaFirst Name
  • MerhomLast Name
  • (111)-101-0111Phone
  • 01/01/1991DOB
  • georgina.merhom@solo.oneEmail
  • 111.111.1.1IPv4 Address

Data Out

Checks if attributes queried were associated with confirmed fraud at one or more SOLO network furnishers.

KYC Certificate Template in SOLO Customer Data Sharing Network
Consumer TemplateConsumer Bank Account

Full KYC

Fulfills high-grade KYC processes with policy-matched data and identity verifications.

full kyb template to fulfill kyb policy at business account opening
Business TemplateBusiness Accounts

Full KYB

Fulfills high-grade KYB processes with policy-matched data and business identity verifications.

Start with outputs. Build from there.

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  • Email AddressFraud Attribute Label
  • 10001Fraud Attribute ID
  • 02/25/2025Fraud Event Date
  • Transaction FraudFraud Loss Event Category
  • SyntheticFraud Malicious Intent Method
  • YesAttribute-Level Adverse Action Indicator
  • UC 1Attribute-Level Adverse Action Eligible Reason Code

Steps Fulfilled

Can Do

  • Confirmed Fraud Check

Cannot Do

  • Fraud ScoringDoes not replace
check a specific bank's known bad actor list prior to account opening
Consumer TemplateConsumer Bank Account

Bank Specific Known Bad Actor List

Check a specific bank's known bad actor list prior to account opening.

Products

  • Customer Intake
  • Data Dividends
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Platform

  • Query API
  • Index Microservice
  • Collect SDK
  • Furnish API
  • Documentation

Resources

  • Company
  • Blog
  • Templates

Templates

  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List

Solutions

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  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment

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  • Privacy Policy
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