Skip to content

What we do

  • Customer Intake
  • Model Building
  • Data Dividends

Data Products

  • KYC Certificate
  • KYB Certificate
  • Confirmed Fraud Attribute List
  • Known Bad Actor List
View All

Platform

  • Query API
  • Index Microservice
  • Furnish API
  • Collect SDK
  • Documentation
NewsWhy 100+ community banks backed SOLO

BY INDUSTRY

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders

BY USE CASE

  • Identity Verification
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Ongoing Monitoring

Case Study

The Conversion Scorecard: How SOLO Optimizes Conversion Across the Industry

Output:Pre-Filled UISteps Skipped

Explore

  • Company
  • Blog
  • Templates
  • Data P&L
Georgina M.Founder & CEO

LEARN

How SOLO works

Explore

SOLO’s Open Banking Network

Book a consultation

Consumer Template

Known Bad Actor List

Check a specific bank's known bad actor list prior to account opening.

check a specific bank's known bad actor list prior to account opening

Query a specific bank partner's Known Bad Actor List before a customer progresses through your onboarding funnel. Most often used by fintech programs complying with sponsor bank fraud prevention policy.

Published bySOLO Team
PublishedJune 15, 2026
TypeFraud Signals
Last updatedJuly 15, 2026

Inputs & Outputs

Data In

  • 101-01-1011SSN
  • GeorginaFirst Name
  • MerhomLast Name
  • (111)-101-0111Phone
  • 01/01/1991DOB
  • georgina.merhom@solo.oneEmail
  • 111.111.1.1IPv4 Address

Data Out

Checks if a new applicant is on the Known Bad Actor List at a sponsor bank or partner program.

Start with outputs. Build from there.

  • Book a consultation
  • Customer Intake
  • Data Dividends
  • Model Building
  • Query API
  • Index Microservice
  • Collect SDK
  • Furnish API
  • Documentation
  • Company
  • Blog
  • Templates
  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List
  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Terms of Service
  • Privacy Policy
  • Trust Center

Products

  • Customer Intake
  • Data Dividends
  • Model Building

Platform

  • Query API
  • Index Microservice
  • Collect SDK
  • Furnish API
  • Documentation

Resources

  • Company
  • Blog
  • Templates

Templates

  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List

Solutions

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment

Legal

  • Terms of Service
  • Privacy Policy
  • Trust Center

© SOLO FINANCE INC. 2026

KYC Certificate Template in SOLO Customer Data Sharing Network
Consumer TemplateConsumer Bank Account

Full KYC

Fulfills high-grade KYC processes with policy-matched data and identity verifications.

full kyb template to fulfill kyb policy at business account opening
Business TemplateBusiness Accounts

Full KYB

Fulfills high-grade KYB processes with policy-matched data and business identity verifications.

  • 1Bank-Specific Bad Actor Reason Code
  • YesEntity-Level Adverse Action Indicator
  • 02/25/2025Bank-Specific Bad Actor List Placement Date
  • 10001Furnisher ID
  • 0001Furnisher Federation ID
  • 02/25/2025Consortium Response Created At
  • EligibilityConsortium Response Purpose Scope
  • 12/25/2026Consortium Response Expiration Date

Steps Fulfilled

Can Do

  • Known Bad Actor Check

Cannot Do

  • Fraud ScoringDoes not replace
confirmed fraud attribute list check for consumer account opening
Consumer TemplateConsumer Bank Account

Confirmed Fraud Attributes List

Checks the network for known fraud associated with a customer's identity attributes.