SOLO 1SourceSOLO's Multi-Lateral Open Banking Network Article is a governed data sharing network for financial services where institutions contribute, access, and reuse verified 2SourceSOLO's Multi-Lateral Open Banking Network Article customer data with consent, lineage, and clear incentives.

SOLO is a collaborative data sharing network that governs how customer data is collected, shared, and reused across banks, fintechs, and infrastructure providers. It enables institutions to both contribute and access verified data through a shared protocol.

Today’s data ecosystem is fragmented, opaque, and misaligned. Institutions hoard data. Consumers repeat themselves. Trust breaks down.

SOLO exists to create a shared system where:

• data is permissioned

• lineage is traceable

• and value is distributed across participants

SOLO runs on a network protocol that standardizes:

• how data is furnished and queried

• how consent is captured and enforced

• how lineage is recorded

• and how participants are compensated

Every interaction is governed, auditable, and aligned with network-wide standards.