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Data P&L

See what your data actually costs. And what it could return.

Most institutions manage vendors, contracts, and workflows. Not data as an asset. SOLO gives you the financial statements to change that.

Governance that pays back.

$0.00

average saved per application

When completed verifications are reused from the network, onboarding costs drop before bad actors ever reach the funnel.

$0M

annual revenue from governed fraud data

What three smaller banks generated using standardized consortium protocols, before broader dividend income is counted.

0%

AI model revenue returned 
to data providers

When your governed data is reused downstream, a quarter of that revenue comes back to the institutions that furnished it.

Every institution in SOLO is both a data consumer and a data provider. The same data that costs you to collect can generate returns when reused.

Build your own

From cost center to revenue driver.

BanksAccount Opening & Onboarding

Conversion Improvements on Consumer Onboarding

Read full story

Before solo

  • High data spend
  • Low reuse
  • Repeated collection

after solo

  • Reduced costs
  • Faster onboarding
  • New revenue from furnished data
  • Explore your data financials.

    Select your institution's profile:

    Conversion Lift by Financial Product

    When SOLO supplies a verification that would otherwise require document submission or manual review, more applicants complete the process. The delta is the conversion improvement at each step; the revenue lift is the dollar value of those incremental completions based on customer lifetime value.

    Financial Product
    Current step pass-through
    Post SOLO step pass-through
    Delta
    Conversion-driven revenue lift
    Auto Lending
    $11.1M
    KYC / Identity
    Current step pass-through87.4%
    Post SOLO step pass-through 91.8%
    Delta+4.37 pp
    Conversion-driven revenue lift$10.8M
    Fraud
    Current step pass-through94.1%
    Post SOLO step pass-through 94.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through98.0%
    Post SOLO step pass-through 98.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through55.0%
    Post SOLO step pass-through 55.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$291K
    Banking
    Current step pass-through86.5%
    Post SOLO step pass-through 88.2%
    Delta+1.73 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    Business Credit Card
    $11.1M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Business Deposits
    $13.0M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Commercial Lending
    $5.5M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Consumer Credit Card
    $69.7M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Consumer Deposits
    $10.7M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Residential Mortgage
    $20.6M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Payments / Merchant
    $51.7M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Small Business Lending
    $9.1M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Wealth / Advisory
    $21.5M
    KYC / Identity
    Current step pass-through85.6%
    Post SOLO step pass-through 89.8%
    Delta+4.28 pp
    Conversion-driven revenue lift$12.3M
    Fraud
    Current step pass-through93.1%
    Post SOLO step pass-through 93.1%
    Delta—
    Conversion-driven revenue lift—
    AML
    Current step pass-through97.0%
    Post SOLO step pass-through 97.0%
    Delta—
    Conversion-driven revenue lift—
    Credit Bureau
    Current step pass-through60.0%
    Post SOLO step pass-through 60.0%
    Delta—
    Conversion-driven revenue lift—
    Income / Employment
    Current step pass-through66.0%
    Post SOLO step pass-through 68.0%
    Delta+1.98 pp
    Conversion-driven revenue lift$315K
    Banking
    Current step pass-through84.6%
    Post SOLO step pass-through 86.3%
    Delta+1.69 pp
    Conversion-driven revenue lift—
    Open Banking
    Current step pass-through—
    Post SOLO step pass-through —
    Delta—
    Conversion-driven revenue lift—
    KYB
    Current step pass-through74.0%
    Post SOLO step pass-through 75.4%
    Delta+1.48 pp
    Conversion-driven revenue lift$483K
    Grand Total
    Current step pass-through
    Post SOLO step pass-through
    Delta
    Conversion-driven revenue lift$240.0M

    Data Spend by Financial Product

    Current vendor data spend vs. post-SOLO data spend across your institution's full application volume. Savings come from routing verification queries through the SOLO Network instead of purchasing fresh vendor pulls. Per-application cost shows the unit economics at each verification step.

    Financial Product
    Post SOLO data spend (Aggregate)
    Post SOLO data spend (Aggregate)
    SOLO-Driven Savings
    Current data spend (/application)
    Auto Lending
    $11.1M
    KYC / Identity
    Post SOLO data spend (Aggregate)87.4%
    Post SOLO data spend (Aggregate)91.8%
    SOLO-Driven Savings+4.37 pp
    Current data spend (/application)$10.8M
    Fraud
    Post SOLO data spend (Aggregate)94.1%
    Post SOLO data spend (Aggregate)94.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)98.0%
    Post SOLO data spend (Aggregate)98.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)55.0%
    Post SOLO data spend (Aggregate)55.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$291K
    Banking
    Post SOLO data spend (Aggregate)86.5%
    Post SOLO data spend (Aggregate)88.2%
    SOLO-Driven Savings+1.73 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    Business Credit Card
    $11.1M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Business Deposits
    $13.0M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Commercial Lending
    $5.5M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Consumer Credit Card
    $69.7M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Consumer Deposits
    $10.7M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Residential Mortgage
    $20.6M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Payments / Merchant
    $51.7M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Small Business Lending
    $9.1M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Wealth / Advisory
    $21.5M
    KYC / Identity
    Post SOLO data spend (Aggregate)85.6%
    Post SOLO data spend (Aggregate)89.8%
    SOLO-Driven Savings+4.28 pp
    Current data spend (/application)$12.3M
    Fraud
    Post SOLO data spend (Aggregate)93.1%
    Post SOLO data spend (Aggregate)93.1%
    SOLO-Driven Savings—
    Current data spend (/application)—
    AML
    Post SOLO data spend (Aggregate)97.0%
    Post SOLO data spend (Aggregate)97.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Credit Bureau
    Post SOLO data spend (Aggregate)60.0%
    Post SOLO data spend (Aggregate)60.0%
    SOLO-Driven Savings—
    Current data spend (/application)—
    Income / Employment
    Post SOLO data spend (Aggregate)66.0%
    Post SOLO data spend (Aggregate)68.0%
    SOLO-Driven Savings+1.98 pp
    Current data spend (/application)$315K
    Banking
    Post SOLO data spend (Aggregate)84.6%
    Post SOLO data spend (Aggregate)86.3%
    SOLO-Driven Savings+1.69 pp
    Current data spend (/application)—
    Open Banking
    Post SOLO data spend (Aggregate)—
    Post SOLO data spend (Aggregate)—
    SOLO-Driven Savings—
    Current data spend (/application)—
    KYB
    Post SOLO data spend (Aggregate)74.0%
    Post SOLO data spend (Aggregate)75.4%
    SOLO-Driven Savings+1.48 pp
    Current data spend (/application)$483K
    Grand Total
    Post SOLO data spend (Aggregate)
    Post SOLO data spend (Aggregate)
    SOLO-Driven Savings
    Current data spend (/application)$240.0M

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