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What we do

  • Customer Intake
  • Model Building
  • Data Dividends

Data Products

  • KYC Certificate
  • KYB Certificate
  • Confirmed Fraud Attribute List
  • Known Bad Actor List
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Platform

  • Query API
  • Index Microservice
  • Furnish API
  • Collect SDK
  • Documentation
NewsWhy 100+ community banks backed SOLO

BY INDUSTRY

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders

BY USE CASE

  • Identity Verification
  • Fraud Prevention / BSA & AML
  • Financial Assessment
  • Ongoing Monitoring

Customer story

The Conversion Scorecard: How SOLO Optimizes Conversion Across the Industry

Output:Pre-Filled UISteps Skipped

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Georgina M.Founder & CEO

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How SOLO works

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SOLO’s Open Banking Network

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Data dividends

Your data is already working for others. SOLO makes it work for you.

Built for banks and fintechs whose data already powers the ecosystem.

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  • Build my Data P&L
Coastal community bank
Choice Bank
dr bank
emprise bank
commerceone bank

Replace repetitive workflows with reusable network memory.

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  • Data Dividends
  • Model Building
  • Query API
  • Index Microservice
  • Collect SDK
  • Furnish API
  • Documentation
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  • Blog
  • Templates
  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List
  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment
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Products

  • Customer Intake
  • Data Dividends
  • Model Building

Platform

  • Query API
  • Index Microservice
  • Collect SDK
  • Furnish API
  • Documentation

Resources

  • Company
  • Blog
  • Templates

Templates

  • KYC Certificates
  • KYB Certificates
  • Confirmed Fraud Attributes List
  • Known Bad Actor List

Solutions

  • Fintechs
  • Sponsor Banks
  • Banks
  • AI Builders
  • Account Opening & Onboarding
  • Fraud Prevention / BSA & AML
  • Financial Assessment

Legal

  • Terms of Service
  • Privacy Policy
  • Trust Center

© SOLO FINANCE INC. 2026

See how SOLO treats data sharing as an asset.

Two ways to use SOLO.

Data Dividends

Turn data sharing into a revenue-generating, governed asset strategy.

Manages your verification work and data as portable certificates that earn value when they're reused across the network.

Compatible with:

+90

Consumer Reporting

Meet furnishing obligations through a single, compliant layer.

Route data outflows through SOLO's servicing layer — packages data for 1033-compliance, Metro 2 files, and certificates without manual effort.

Compatible with:

+90
Use casesImpactHow it worksCase studiesModules
Now viewing:

Where full asset management creates value.

Get Started

KYC / KYB Certificates

Turn compliance into reusable credentials.

output:

  • Data Assets
  • Monetization

1033 Data Portability

Make customer data portable across the ecosystem.

output:

  • Portability Packs
  • Consent Controls

Consortium Furnishing

Earn from shared network participation.

output:

  • Revenue
  • Governance controls

R&D Chips

Enable governed data usage for models and analytics.

output:

  • revenue
  • governance controls

Why Data Dividends matter.

Turn data into a revenue stream
01

Capture value when your data is furnished and reused for eligible uses.

02

Configure policy with usage codes that govern access, reuse, and customer controls as data moves.

03

Replace fragmented integrations with a single governed layer.

04

Save on manual reviews, optimize new revenue potential from eligible data assets.

From verified data to portable, earning assets.

Index your data
01

Catalogs what data exists where, enabling discovery without leaking sensitive payloads.

02

Turn compliance steps and data outflows into Certificates, Portability Packages, Consortium Participation, and R&D Chips.

03

All downstream access is routed through governed workflows with defined purposes. SOLO manages customer consent, permissible use, and dispute handling.

04

Usage is tracked, fairly valued when shared for an eligible use case like R&D model building, and paid out transparently.

Real world results.

View cases
stats

Business Bank Account Conversion Scores Improve by 55%

  • Output:
  • Ownership
  • KYB Verification
stats

The Conversion Scorecard: Optimizing Conversion Across the Industry

  • Output:
  • Pre-Filled UI
  • Steps Skipped
stats

Conversion Improvements on Consumer Onboarding

  • Output:
  • Income
  • KYC Verification

The building blocks of governed data monetization.

Certificates
01

Issue trusted, lineage-backed records reusable across workflows and institutions.

02

1033/FDX-compliant consumer data packages — portable, permissioned, and ready for partner consumption.

03

Enable anonymized, consented data usage for model training and analytics — with governance and compensation built in.

04

Join use-case-specific data networks and earn from collective intelligence.

Where compliant furnishing creates value.

Get Started

Consortium Furnishing

Contribute to shared fraud intelligence networks.

output:

  • Compliant Feeds
  • Audit Logs

Sponsor Policy Compliance

Meet all your sponsors' requirements automatically.

output:

  • CIP artifacts
  • Audit records

1033 Data Portability

Deliver open banking data through a single layer.

output:

  • FDX feeds
  • Consent records

CRA Furnishing

Furnish credit data with full traceability.

output:

  • Metro 2 files
  • Dispute records

Why Data Dividends matter.

Turn data into a revenue stream
01

Capture value every time your data is reused.

02

Every data point carries lineage, consent, and usage rules, ensuring compliant and traceable reuse across every outflow.

03

Replace fragmented integrations with a single governed layer.

04

Every use is logged, attributed, and settled.

From fragmented workflows to compliant outputs.

Index your data
01

SOLO credentials your data into the right asset for the obligation: 1033 compliance, M2 files, consortium standards, and sponsor bank furnishing.

02

Send your data securely where it’s needed, when it’s needed without interrupting workflows.

03

Set regular refresh rules for consistent furnishing.

04

When requirements change, SOLO keeps outputs compliant without manual lift.

Real world results.

View cases
stats

The building blocks of compliant furnishing.

Certificates
01

Issue trusted, lineage-backed records reusable across workflows and institutions.

02

1033/FDX-compliant consumer data packages — portable, permissioned, and ready for partner consumption.

03

(Only eligible with Data Dividends) Enable anonymized, consented data usage for model training and analytics — with governance and compensation built in.

04

Join use-case-specific data networks and collaborate on collective intelligence.

Business Bank Account Conversion Scores Improve by 55%

  • Output:
  • Ownership
  • KYB Verification
stats

The Conversion Scorecard: Optimizing Conversion Across the Industry

  • Output:
  • Pre-Filled UI
  • Steps Skipped
stats

Conversion Improvements on Consumer Onboarding

  • Output:
  • Income
  • KYC Verification